Financing Compare

{"amount":"Amount to pay","hysa":"Yield on cash you keep","hysaHint":"What the money earns if you pay over time instead of all at once (e.g. a high-yield savings account).","promo":"0% APR promo length","monthly":"What you can pay each month","monthlyHint":"Used to check whether the promo period is actually long enough to clear the balance.","loanApr":"Loan APR","loanTerm":"Loan term","months":"months","cash":"Pay cash now","zeroApr":"0% APR card, paid over time","loan":"Installment loan","netCost":"Net cost","monthlyPay":"Monthly payment","interest":"Interest","fees":"Fees","opportunity":"Earned on the cash you keep","baseline":"baseline","cheaper":"cheaper than cash","pricier":"more than cash","monthsNeeded":"Months needed at this payment","warning":"The promo is shorter than you need","warningBody":"At this monthly payment you need %m months to clear it, but the 0% period is only %p. The leftover balance then runs at the card’s penalty APR — roughly $%x in interest for the remainder at %r%. This is how 0% APR offers go wrong.","noWarning":"The promo period is long enough: you clear the balance with %1 months to spare.","verdict":"Cheapest way to pay","verdictCash":"Cash, all at once","note":"Estimates only, ignoring statement timing and minimum-payment rules. Check your card’s terms.","promoLabel":"0% APR promo length","monthlyLabel":"What you can pay each month"}