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Flight Points vs Cash
How much the card pays on this purchase — 1x points or % back. Cash-back cards: pick 1.00¢ (each 1x = 1%). Points cards: their fallback value (CSP 1.25¢ / CSR 1.5¢).
Points redemption options
Each option values your points at their fallback worth (what they buy in the issuer portal) and compares against paying cash.
Cash · after cash-back card
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{"portal-csp":"Chase Travel · CSP","portal-csr":"Chase Travel · CSR","portal-mr":"Amex Travel · MR","united":"United miles (UR 1:1)","other":"Other award miles"}
{"cash":"Cash fare (taxes included)","earn":"Card earn rate on the cash fare","earnHint":"How much the card pays on this purchase — 1x points or % back.","ptVal":"Value per point","ptValHint":"Cash-back cards: pick 1.00¢ (each 1x = 1%). Points cards: their fallback value (CSP 1.25¢ / CSR 1.5¢).","effReb":"Effective rebate","ptsTitle":"Points redemption options","ptsHint":"Each option values your points at their fallback worth (what they buy in the issuer portal) and compares against paying cash.","add":"+ Add option","auto":"auto = cash fare ÷ ¢/pt","pts":"Points needed","centsLbl":"Fallback value per point","taxLbl":"Taxes & fees","del":"Remove","kinds":{"portal-csp":"Chase Travel · CSP","portal-csr":"Chase Travel · CSR","portal-mr":"Amex Travel · MR","united":"United miles (UR 1:1)","other":"Other award miles"},"cashBase":"Cash","cashBaseSub":"after cash-back card","cost":"Total cost","perPt":"Value per point","vsCash":"vs cash","save":"saves","costMore":"costs more","flat":"Same as fallback","good":"Above fallback — worth it","bad":"Below fallback — use portal or cash","best":"Cheapest way to book","cashWin":"Pay cash (with your cash-back card)"}
This tool is for estimation only and does not constitute financial advice. Actual results vary by fees, taxes and individual circumstances.