Everyday Saving

An HVAC Repair Arms Race, and the Lifesaving 0% APR Credit Card

From May to August, a compressor slowly destroyed by a string of misdiagnoses, wrong refrigerant charges, wrong parts, and my own procrastination and corner-cutting: a 3.5-ton coil, an expansion valve sensor, a stranded reclaim... until the outdoor unit finally died completely. A replacement would run nearly $6,000, and the small company had no decent installment plan — so for the first time I truly understood why 0% APR is a lifesaver: I opened an Amex Blue Cash Everyday.